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Fear Strikes Wall Street, Should You Be Afraid?

When we are looking at the high points in the market, the word that gets thrown around is "euphoria". Euphoric investors buy too high, hang on thinking there is no ceiling, and are consummate bulls. On the flip side, when the markets are trailing lower, we look for "despondency", or when all hopes seem lost. […]
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Why Negative Sentiment is Positive

We just wanted to share a quick snippet to further explain some of the market sentiment and some extra insight. Headlines are most often more harsh than reality, so sometimes it’s nice to hear something with no political agenda. The market has been volatile the last few months and we have seen the market sentiment […]
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Biden Budget and Tax Changes Proposed

President Biden released his 2023 budget this Monday, March 28th, which included several significant tax changes.  The budget is a proposal and requires the blessing of Congress. To become law The House of Representatives, then moves to The Senate Often, these bills are modified during this process where items are added, deleted or modified in […]
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Forbes Article - Avoid These Five Reasons Investors Fail

Bobby Mascia, CEO and Founder of Green Ridge Wealth Planning, has released his second article as a Forbes Finance Council Member! In his latest article, Bobby reviews the five common reasons investors fail, and how to avoid making these mistakes yourself: Be sure to check back in the coming weeks, as we will continue to […]
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Market Perspective

Our last commentary discussed how the world has put us in a more defensive strategy for the time being to try to mitigate what is going on in the markets, but this doesn’t change our long-term philosophy when thinking about investments.  For those who like more information, here is a little historical perspective, although we […]
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Portfolio Update

I’m sure, by now, everyone is up to speed on what is going on globally, so I am not going to bore you with a in depth geopolitical and economic update.  I will, however, throw something in this commentary that some will hate, and others will gain perspective.  This is a normal pullback amount, we […]
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Chief Investment Officer Jordan Kaufman Recognized for His Philanthropy

We are so proud of the philanthropic work our Chief Investment Officer Jordan Kaufman, is involved in within his local community. Jordan is on the board of trustees for West Bergen Medical Healthcare, president of the Ridgewood A.M. Rotary, and is also involved in many other local civic organizations. Jordan’s personal touch and relationship building […]
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Forbes Article - Five Reasons For Advisors To Look Beyond Diversification

Bobby Mascia is not only the CEO and Founder of Green Ridge Wealth Planning - but he is also a Forbes Finance Council Member! Forbes Finance Council is an invitation-only organization for executives in successful accounting, financial planning, and wealth management firms. Check out Bobby’s latest Forbes article, where he covers the 5 reasons advisors […]
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December 2021 Market Update

Happy Holidays, and yes, it is December ALREADY! We wish nothing but the best for you all as 2021 winds down to a close. It has been an interesting year in terms of the markets, and we want to give you a bit of an update leading into the final month of the year. Here […]
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Client Letter | 3Q 2021 Recap & 4Q 2021 Outlook

Most often we don’t like to get too data heavy. This year has been something of an anomaly of sorts, but then again, not really.  So why an anomaly?  Inflation concerns sparked a push to raising interest rates, which hasn’t really happened. This has been partially due to the jobs numbers, which we go into more […]
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Equity Stock Options: Year End Housekeeping Tips

As end of year approaches, it is a good habit to set up at minimum an annual review of your equity compensation.  We encourage stock option and RSU holders to conduct a thorough inventory check, refresh awards and vesting schedules, make note of key price changes, estimate any potential tax liabilities, and assess current value […]
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Developing a Strategy for Your Employee Stock Options

Making decisions on how to capitalize on employee stock options may be one of the most complex financial challenges you will face.  By having a well-designed strategy that incorporates your overall financial plan, risk factors, tax implications, volatility in the underlying stock, and psychological issues that may arise from that volatility, the situation can become […]
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Job Opening - Investment Analyst

What is Green Ridge Wealth Planning (GRWP)? GRWP is a financial planning and business consulting firm that works with clients to help guide them into making the right financial decisions so they can reach all of their life goals. We consult business owners to create a self-managing business, we advise in investments, taxes, property, retirement […]
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Job Opening - Executive Assistant

What is Green Ridge Wealth Planning (GRWP)? GRWP is a financial planning and business consulting firm that works with clients to help guide them into making the right financial decisions so they can reach all of their life goals. We consult business owners to create a self-managing business, we advise in investments, taxes, property, retirement […]
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What Investors Need to Know About The Fed Right Now

Let’s start with a quick market update: The market has had a bit of a push and pull with new economy stocks (growth stocks, mostly tech-focused) and old economy stocks (financials, industrials, commodity companies). Much of this has been driven by three things: taxes, interest rates, and reopening. Taxes: we’ve talked about this in past […]
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Green Ridge Wealth Planning Announces Expanding Team

Danielle MacRae, MBA Joins as Financial Planning Coordinator Montville, NJ (June 18, 2021) – Green Ridge Wealth Planning, headquartered in Montville, recently announced the addition of Danielle MacRae, MBA as Financial Planning Coordinator to the Green Ridge Wealth Planning team. MacRae holds nearly 15 years of experience in the financial industry. In her new role, MacRae […]
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$250 Billion To Battle China

If you are keeping up to date on our blogs, you know we’re constantly talking about innovation and technology. Well, now Congress is talking about it too, and this means a BIG opportunity is on the horizon for smart investors. A bipartisan approval of the U.S. Innovation and Competition Act changes two big things: how […]
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Inflation: Should we be worried?

What is inflation and why is it a concern?   Inflation is the rise in costs for products and services. Inflation is a concern when prices move up higher than wages, making things more costly. The Federal Reserve controls monetary policy. If The Fed jumps in too quickly, it will curb growth. If gone unrecognized, it […]
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Mid-May Update

What makes May interesting is that there are several variables driving the market. We call this current environment a market rotation. It’s a rotation from growth stocks to value stocks. We saw this at the beginning of the year when we bought equal-weighted S&P, small caps, and structured buffered notes for clients as a hedge […]
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The Future Just Happened. Did You Miss It?

In the show Stranger Things, they refer to their alternative mirror world as the “upside-down.” Because of how strange it’s been, we have been calling our new, post-covid world, the “leap forward.” The metaphorical “leap forward” is to identify how quickly the adoption of innovation and technology has come since last March. Per a recent […]
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“I had no idea my investments were tanking.”

April is financial literacy month. And for us, being financially literate starts with knowing what you have and where you have it. If you don’t know where your accounts are, you probably have no idea how your investments are performing. Neglecting your investments is a great way to sabotage your long-term financial goals. The Hold-Up […]
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Different Account Types and Taxation

There are a number of different types of accounts, and understanding them all, let alone choosing which one is right for you, can be tricky without the help of a financial advisor. Below, we have broken down different types of common accounts and the unique benefits they can bring to you.   The Most Common Types […]
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New Administration, New Taxes

Does your household make over $400k? If you are filing with a household income that exceeds $400k or has a large net worth with intentions of leaving a legacy, we want to share some perspective on the taxes that could impact your returns. Below we will get into where and what to look for to […]
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April Monthly Update: Trade vs. Investment Strategy

Trade vs. Investment Strategy I am at an interesting point in life as a person and an investor. I am old enough to remember pulling over to make a call on the payphones when my beeper went off, sprinting to the bathroom during commercials, and humming to the tune of the dial-up internet sound when […]
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Can Investing in Innovation Companies be a Hedge?

In the past month or so, we have seen a lot of volatility in growth companies and technology.  There are a few main storylines that are carrying a short-term shift from some of the top performers with fast-growing revenues to older companies with limited future growth potential but trading at lower valuations: “Inflation is going […]
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Market Update: March 2021

It is mind blowing to think that we are right around the one year mark before Covid 19 changed our world as we know it.  While 12 months seems like a lifetime ago, it is worth putting some perspective on how things are different, how some things are the same, and just generally get a […]
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Bubbles and Overvaluations??

We were all so happy to get out of 2020, we didn't realize that we stepped out of one crazy cab and into a train wreck!  Can't we have a slow news cycle for 1 month? With a strong stock market that threw many for surprise in 2020, we think people are underestimating the return […]
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Innovation, Tech, 2021 and your Money...even when the power goes out

The innovation fast forward button was pushed during Covid and we are in a position to capitalize....but how?
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Join Us- 2021 And Innovation

Disruption: Capitalize on how a Global Pandemic is leading to Global Innovation Join us for a 30 minute discussion to go over what happened in 2020 and how it has altered the way we look at opportunity moving into the future Choose a date & time that works for you below and RSVP using the […]
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GRWP December Update            

2020 Quick Timeline (Excluding the deaths of Kobe & 007, plagues, murder hornets, politics, locusts, and wildfires) S&P continues upward pace in Jan and Feb Covid becomes a global pandemic Economy Shuts Down Markets plummet The race to a vaccine is in Operation Warp Speed Fed reacts quickly to give stimulus packages Stay at home […]
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Why cash doesn't work anymore!

For Property Managers, Real Estate Investors, Collateralized Loans, Non-Profits, Foundations, ESOP's, Corporate Cash Reserves. Gone are the days of fair interest rates on cash reserves.  The Federal Reserve has signaled that interest rates will remain low in the future.  The new administration has appointed Janet Yellen as Treasury Secretary, who is popular for her dovish […]
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The Bitcoin Craze!!

Bitcoin and other cryptocurrencies have been all the rage and have come back into the spotlight after a steep increase in value, edging close to $20k per coin for the first time since 2017.  The blockchain technology that it is based on is been said to be almost unhackable, but storage on the wallet used […]
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12-1 Trend Update

Market Trend update from Jordan Kaufman, CFA, CFP: Over the last month, and especially over the last few weeks, we have seen increasing shifts in sentiment towards the “reopening trade”.  The market has seemed to favor sectors of the market that benefit from a “return to normal” versus a long-term shift to the “stay at […]
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November Update

Post-Election Note to Clients, November 2020 I hope everyone is staying healthy as COVID-19 continues to grab headlines both home and abroad.  While this holiday season doesn’t seem to have the same family time and cheer as other years, there are some positive things to look forward to as vaccine hopes and a boiling recovery […]
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Green Ridge Wealth Planning Adds Chief Investment Officer, Jordan Kaufman, CFA, CFP

I am noted for saying the 2 most important components of a strong relationship are communication and transparency.  The heart of that statement is the relationship that I build with my clients.  As the business continues to grow in all the right ways, I want to make sure I stick to my mantra.  I have […]
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Give Yourself a Tax Advantage

If your income is pie, then the federal government takes a hefty slice each year. A 2020 report from the Tax Foundation found a single average wage earner in the United States pays about 29.8 percent of their income in federal taxes. That’s about $18,368 in federal taxes and does not include state and local […]
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5 Great Questions to Ask When Interviewing an Advisor


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Debunking Retirement Plans


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Diversification Myths


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Investing DIY Mistakes


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Pros and Cons of Mutual Funds


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Truth About Financial Advisors


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What to Know About Prepping for Retirement


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Do I Need A Financial Planner?


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Financial Planning with Green Ridge Wealth Planning

 
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Your Guide to Financial Planning for Divorced Women

No one can fully understand how you feel while going through a divorce, from the emotional turmoil to the fear of uncertainty—it’s a living nightmare. What is important to remember is that you do not have to go through the divorce process alone. From financial planning to counseling, there are many organizations offering help lighten […]
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What Causes Financial Problems?

Nobody wants financial problems. Unfortunately, however, circumstances out of our control, such as job loss, are what cause financial problems. For many people, this is a serious concern that is more than financial hardships. Think about this statistic from the United States Census Bureau for a minute when it comes to what causes financial problems: […]
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Don't Fall Short on Your Goals


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3 Considerations for Choosing between a ROTH and Traditional IRA

When planning not to run out of money in retirement, there is a lot more to consider than the current year’s tax deduction, which is the most common method for people preparing for retirement. What are the vehicles and how do they work? Individuals who are determining how invest for retirement are often proposed 2 […]
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Elections and The Market

Historically, how does a presidential election fare on the markets?  We have all been told that buy and hold is the long term strategy.  Through different Presidential Elections, the US has been through a number of landmark events.  Some tend to forget, fearing that the present is different then the past.  Let's take a look […]
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July 2019 Newsletter

Welcome to the first GRWP Quarterly Newsletter I hope you are enjoying your summer!  To add more value and color to our communications, I look forward to providing you with a quarterly update that we will email, post on our site, as well as add them in with your quarterly statements.  These are to keep […]
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Business Owners and the Value of Their Business

Do you really know the value of your business? It’s OK if the answer is “no.” When it comes to smaller business owners and the value of their business, value is a broad term that focuses more on the customer, while the big corporations are concerned about their market worth and share. This is not a knock […]
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Your Guide to Planning for a Divorce Financially

Going through a divorce is unquestionably a stressful and emotional situation. However, planning financially for a divorce helps protect your well-being as you move forward. Preparing for divorce in advance can help you to save time and money, ultimately removing some of the stress involved. How to Financially Plan For a Divorce Seek Out Advice – […]
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5 things to keep your money in check – What kind of pandemic spender are you?

This pandemic has changed the social habits of many.  According to Digital Commerce, there has been a 49% increase in online spending from March to April.  USPS and FedEx have reported an increase in deliveries and 58 million Americans are spending more money during the pandemic than they were pre-COVID 19.  Entertainment and alcohol lead […]
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Corona-Diet! Post Pandemic Investment Strategy


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Markets Are Up...What's Next?


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What Legal Docs are Important in a Pandemic and Post Pandemic World?

What do you think is the most important legal document to have in a crisis like the one we are currently in? Bobby Mascia, CFBS, CEO and Founder of Green Ridge Wealth Planning hosts the first session of Advisors in Jeans. We are breaking through the news and internet noise to give you the cold […]
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Price Gouging Rules in COVID-19

  Damien Conforti, Esq - We had Damien on because he knows his stuff, has a great team, and can speak using every day language, not getting caught up in legalese and jargon.  This is an IMPORTANT topic for everyone - CONSUMERS AND DISTRIBUTORS What we spoke about: Items in the pandemic - Where are […]
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Should I use a 529?


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How to Plan Out of The Pandemic

I hope you and your loved ones are well and safe.  As I sit here, self-quarantined and social distancing, I have been reflecting, reading and processing all the things that are going on around us.   A lot of “noise” in the news leads to overload and confusion.  I thought it beneficial to share my perspective […]
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Stay Home & Let's Get Through This


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Wall Street Sighs


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It's Not The End, Nor The End Of The Week


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Crazy Markets: Expect The Best


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Financial Planning for Business Owners

Starting a business is one of the most exciting times in your life. It is the realization of a concept to provide a necessary service to people either within your local area or beyond. However, there are risks and the failure rate is high—approximately 50 percent of new businesses close within the first five years […]
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6 Ways to Value Your Company

I had a prospective client come to me the other day. His question: How much can I get for my company? However, it isn't that simple and a company is only worth what someone is willing to pay. So, you may find yourself in 6 scenarios with 6 different ways to sell your company. Here […]
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What is Wealth Diversification?

Wealth diversification may sound like a complicated term and practice. Watching TV business programs, financial experts drop these and other terms, making you believe that you’re illiterate when it comes to financial literacy. The reality, though, diversification, or in this case wealth diversification, is very simple. Just focus on the word diversity. Chances are you’ve […]
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Your Retirement Approach Free of Tax

Planning for retirement is not like it used to be. Today, people live longer after they retire. As a result, saving for retirement is more critical than ever. The benefit of this new reality is that there are more qualified experts to help you prepare for retirement. Some of these financial planners are well-versed at […]
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7 Most Overlooked Things in Divorce

The divorce process sucks!  It can be a whirlwind of emotions with many decisions that have to be made. Separating the emotions with the decision making is typically the hardest. Studies show that women often make out financially worse than their male counterparts, and more of the costs often fall on the women then the […]
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Q1 2020 Newsletter

Happy New Year!  I hope everyone had a great end of the year and are geared up for a new decade!  Every year I like to reflect on the past to appreciate where I am and gain clarity on what I want for the year ahead.  This past year for us has been very similar […]
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Q4 2019 Newsletter

I hope you’re back in the swing of things and out of that post-summer blues.  There are a few things I would like to address in this newsletter as we gear up toward the end of the year. GRWP: By now, most of you have been able to view your accounts online. I have heard […]
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