Archives

Mid-Year Commentary: Navigating the Market

Summer is upon us, and with that comes graduation parties, family vacations, and BBQs with friends. It also marks the year’s midpoint, which is a good time to look around and […]
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Maximizing Retirement: The Benefits and Strategies of Roth Conversions

Roth conversions offer a valuable strategy to enhance the diversity of your retirement assets and potentially minimize tax obligations in your retirement years. While not universally applicable, this approach merits […]
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Green Ridge Wealth Planning Recognized Among the Nation’s “Best Workplaces for 2024” by Inc. Magazine

Distinction Awarded to Companies Demonstrating Excellence in Cultivating Exceptional Workplaces and Culture For Immediate Release June 18, 2024 (Montville, NJ) - Green Ridge Wealth Planning (GRWP), a leading financial planning […]
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June Commentary

After a tough April (down 4.2% on the S&P 500), markets had a huge recovery in May. The S&P 500 rose 4.8% in the month. As of the end of […]
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Financial Planning Can Be Overwhelming. Here Are 8 Steps to Get You Started.

Creating a financial plan can feel like an overwhelming task. There is paperwork to gather, future scenarios to consider and decisions to make. As a result, it sometimes gets placed […]
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Estate Planning, Elder Law & Market Update Webinar: News You Can Use

If you missed our live webinar, you can catch the entire episode on YouTube. Click on the photo below to be directed. Listen as Constantina Koulosousas, Esq. shares critical information […]
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Retirement Withdrawals: How to Plan so they last a Lifetime

How to know what to spend when. Retirement is a significant life transition that often evokes a mix of excitement and apprehension. As individuals approach this milestone, they are faced […]
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Charitable Planning Ideas to Consider During Tax Season

With tax season in the rearview mirror some are sighing from relief, and some may be wondering what they could have done differently to lower their taxes. It is never […]
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Hackers are Becoming Increasingly Sophisticated: Tips for Preventing Fraud

GRWP Family, We have seen and heard about fraud scams getting increasingly complex.  Here are a few examples: Bad actors will hack into a wire recipients email and change the […]
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Lifestyle Creep: 3 Ways to Balance Spending and Fun

“Drinks on Me!”  We are mere humans, so when we get a big raise, bonus, or are feeling flush with cash, we want to spend!  Some of that desire is […]
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Quarterly Commentary

The first quarter of 2024 is behind us, and this year is shaping up to be full of excitement!    We already have some great things to report!  Our team has […]
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10 Keys to Prepare Your Business for Sale

Your business is more than likely one of your biggest, if not THE biggest, asset you have. The better organized and prepared you are in your business, the higher value […]
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Navigating Social Security: A Guide to Maximizing Your Benefits

Social Security can make a big impact on your financial plan. Oftentimes, deciding when to start claiming the benefit can be overwhelming. Clients often ask us the following: Should I […]
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February CPI Report: Inflation Remains Annoyingly Stubborn

Breaking News This Morning: February CPI Inflation rate rises to 3.2%, above expectations of 3.1%. Core CPI fell to 3.8%, above expectations of 3.7%. “What is CPI?”, “How does it […]
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NJBIZ Awards Bobby Mascia and Jordan Kaufman with 2024 “Leaders in Finance”

February 27, 2024 (Montville, NJ) - Green Ridge Wealth Planning, a leading financial planning and investment management fiduciary, has announced that Bobby Mascia, Founder and CEO and Jordan Kaufman, CIO […]
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2024 Updated Tax Limitations: Top 5 Things to Know 

Every year the IRS changes tax limitations to account for inflation and other economic factors. These adjustments ensure that tax-related figures like income brackets, deduction amounts, and contribution limits remain […]
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January Commentary

2024 is off to the races with January coming to a close.  Our monthly commentary is meant to touch upon the month’s trending news and give our perspective on “what’s […]
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With Heckerling in the Rear-View Mirror, Our Thoughts

First off, what the heck is Heckerling?  The Heckerling Institute is the premier estate planning conference for all members of estate planning teams, including attorneys, advisors, CPAs, charitable giving advisors, […]
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Inflation. Labor Markets. Interest Rates.

The three topics listed above each play a pivotal role in the overall health and stability of our economy and have been hotly discussed over the past few years. With […]
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January: Financial Wellness Month

New Years resolutions pass beyond the gyms, weight losses, dry January, forgiveness, and dedications to trying new things.  January is Financial Wellness Month, and there are 5 goals you should […]
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What’s the future of the 401k?

Are employers cutting back on contributions? Will the Secure Act 2.0 help keep it relevant? While it is statistically true that employers are cutting back on their contributions to these […]
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The Corporate Transparency Act: Lighting the Path to Transparency

In this article: What is the Corporate Transparency Act? In an era where transparency is increasingly recognized as a cornerstone of ethical business practices, the federal Corporate Transparency Act emerges […]
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Secure Act 2.0 - What you need to know.

As we go into the end of the year, it is important to know what changes lie ahead so that your plan is up to date and the appropriate adjustments […]
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Santa Rally?

Last month, our commentary focused on how pessimistic outlooks had missed some of the positives in the economy and market.  What followed was a manic rise in the markets in […]
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Navigating the Power Struggle: ChatGPT, Sam Altman, and the Ethical Landscape of AI

Introduction: The unfolding power struggle within OpenAI, particularly involving its flagship AI model, ChatGPT, holds profound implications for the trajectory of artificial intelligence (AI) and the delicate balance between technological […]
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Green Ridge Wealth Planning Welcomes Jessica Lascar as Director of Marketing & Communications and Amy Early as Executive Assistant

October 25, 2023 (Montville, NJ) - Green Ridge Wealth Planning, a financial planning and investment management fiduciary, has hired Jessica Lascar as Director of Marketing & Communications and Amy Early as Executive Assistant.
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October Commentary 2023

Why does it feel like we keep talking about the same stuff?  Because the lead news and narrative remain unchanged. Why should we care? Well, because as news and variables […]
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Roth IRA Versus Traditional IRA, Which is Right for You?

3 things to consider when deciding between a Roth IRA, Traditional IRA and a Roth Conversion When planning not to run out of money in retirement, there is a lot […]
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2023 Mid-Year Commentary

5 Things to know about the Market at mid-year: Our industry tends to create optimists (bulls) or pessimists (bears).  Both are looking for opportunity in one direction or the other. […]
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Executive Assistant

Green Ridge Wealth Planning Montville, NJ Green Ridge Wealth Planning is an independent financial planning and business consulting firm of licensed fiduciaries who work keeping our client’s best interests in […]
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April Commentary

April 2023 Commentary As the second quarter of 2023 gets underway, we thought some commentary highlighting the current state of the market would be helpful. We find it useful to […]
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Cash Management: How to Make the Most of your Savings in the Current Environment

It is no secret that the stock market has experienced a great deal of volatility since the start of 2022. The declines we have seen in the markets recently have […]
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Now Hiring: Staff Accountant

Job Role:  We are looking for a detail-oriented Staff Accountant to complete general accounting and financial tasks, including assisting in the development of processes, for the organization.  In addition to […]
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NOW HIRING: Financial Advisor

Green Ridge Wealth Planning, LLC, a financial planning and investment management firm delivering Wall Street experience, with a Main Street mindset, is seeking an experienced Financial Advisor to join our […]
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Market Commentary 2/23

Wow, what a start to 2023!!  After an extremely challenging year, we are seeing a very different type of market as we shed some of the concerns that drove the […]
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September Commentary: What are you afraid of?

GRWP Hot Points of Discussion: We have been heavily defensive long enough. It’s time to start looking optimistic and bullish, both in the near-term (next 6 months) and the long-term […]
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Our Thoughts on The State of Inflation

What We Know? One of the biggest stories of this year when it comes to the United States economy is inflation This week the Consumer Price Index showed a report […]
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Investing With a Long Term Mindset

We are living in times of uncertainty and everyone from investors to the average person working is experiencing the overwhelming anxiety that comes with it. Since the start of this […]
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Fear Strikes Wall Street, Should You Be Afraid?

When we are looking at the high points in the market, the word that gets thrown around is "euphoria". Euphoric investors buy too high, hang on thinking there is no […]
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Why Negative Sentiment is Positive

We just wanted to share a quick snippet to further explain some of the market sentiment and some extra insight. Headlines are most often more harsh than reality, so sometimes […]
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Biden Budget and Tax Changes Proposed

President Biden released his 2023 budget this Monday, March 28th, which included several significant tax changes.  The budget is a proposal and requires the blessing of Congress. To become law […]
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Forbes Article - Avoid These Five Reasons Investors Fail

Bobby Mascia, CEO and Founder of Green Ridge Wealth Planning, has released his second article as a Forbes Finance Council Member! In his latest article, Bobby reviews the five common […]
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Market Perspective

Our last commentary discussed how the world has put us in a more defensive strategy for the time being to try to mitigate what is going on in the markets, […]
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Portfolio Update

I’m sure, by now, everyone is up to speed on what is going on globally, so I am not going to bore you with a in depth geopolitical and economic […]
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Chief Investment Officer Jordan Kaufman Recognized for His Philanthropy

We are so proud of the philanthropic work our Chief Investment Officer Jordan Kaufman, is involved in within his local community. Jordan is on the board of trustees for West […]
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Forbes Article - Five Reasons For Advisors To Look Beyond Diversification

Bobby Mascia is not only the CEO and Founder of Green Ridge Wealth Planning - but he is also a Forbes Finance Council Member! Forbes Finance Council is an invitation-only […]
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December 2021 Market Update

Happy Holidays, and yes, it is December ALREADY! We wish nothing but the best for you all as 2021 winds down to a close. It has been an interesting year […]
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Client Letter | 3Q 2021 Recap & 4Q 2021 Outlook

Most often we don’t like to get too data heavy. This year has been something of an anomaly of sorts, but then again, not really.  So why an anomaly?  Inflation […]
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Equity Stock Options: Year End Housekeeping Tips

As end of year approaches, it is a good habit to set up at minimum an annual review of your equity compensation.  We encourage stock option and RSU holders to […]
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Developing a Strategy for Your Employee Stock Options

Making decisions on how to capitalize on employee stock options may be one of the most complex financial challenges you will face.  By having a well-designed strategy that incorporates your […]
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Job Opening - Investment Analyst

What is Green Ridge Wealth Planning (GRWP)? GRWP is a financial planning and business consulting firm that works with clients to help guide them into making the right financial decisions […]
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Job Opening - Executive Assistant

What is Green Ridge Wealth Planning (GRWP)? GRWP is a financial planning and business consulting firm that works with clients to help guide them into making the right financial decisions […]
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What Investors Need to Know About The Fed Right Now

Let’s start with a quick market update: The market has had a bit of a push and pull with new economy stocks (growth stocks, mostly tech-focused) and old economy stocks […]
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Green Ridge Wealth Planning Announces Expanding Team

Danielle MacRae, MBA Joins as Financial Planning Coordinator Montville, NJ (June 18, 2021) – Green Ridge Wealth Planning, headquartered in Montville, recently announced the addition of Danielle MacRae, MBA as […]
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$250 Billion To Battle China

If you are keeping up to date on our blogs, you know we’re constantly talking about innovation and technology. Well, now Congress is talking about it too, and this means […]
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Inflation: Should we be worried?

What is inflation and why is it a concern?   Inflation is the rise in costs for products and services. Inflation is a concern when prices move up higher than wages, […]
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Mid-May Update

What makes May interesting is that there are several variables driving the market. We call this current environment a market rotation. It’s a rotation from growth stocks to value stocks. […]
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The Future Just Happened. Did You Miss It?

In the show Stranger Things, they refer to their alternative mirror world as the “upside-down.” Because of how strange it’s been, we have been calling our new, post-covid world, the […]
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“I had no idea my investments were tanking.”

April is financial literacy month. And for us, being financially literate starts with knowing what you have and where you have it. If you don’t know where your accounts are, […]
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Different Account Types and Taxation

There are a number of different types of accounts, and understanding them all, let alone choosing which one is right for you, can be tricky without the help of a […]
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New Administration, New Taxes

Does your household make over $400k? If you are filing with a household income that exceeds $400k or has a large net worth with intentions of leaving a legacy, we […]
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April Monthly Update: Trade vs. Investment Strategy

Trade vs. Investment Strategy I am at an interesting point in life as a person and an investor. I am old enough to remember pulling over to make a call […]
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Can Investing in Innovation Companies be a Hedge?

In the past month or so, we have seen a lot of volatility in growth companies and technology.  There are a few main storylines that are carrying a short-term shift […]
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Market Update: March 2021

It is mind blowing to think that we are right around the one year mark before Covid 19 changed our world as we know it.  While 12 months seems like […]
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Bubbles and Overvaluations??

We were all so happy to get out of 2020, we didn't realize that we stepped out of one crazy cab and into a train wreck!  Can't we have a […]
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Innovation, Tech, 2021 and your Money...even when the power goes out

The innovation fast forward button was pushed during Covid and we are in a position to capitalize....but how?
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Join Us- 2021 And Innovation

Disruption: Capitalize on how a Global Pandemic is leading to Global Innovation Join us for a 30 minute discussion to go over what happened in 2020 and how it has […]
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GRWP December Update            

2020 Quick Timeline (Excluding the deaths of Kobe & 007, plagues, murder hornets, politics, locusts, and wildfires) S&P continues upward pace in Jan and Feb Covid becomes a global pandemic […]
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Why cash doesn't work anymore!

For Property Managers, Real Estate Investors, Collateralized Loans, Non-Profits, Foundations, ESOP's, Corporate Cash Reserves. Gone are the days of fair interest rates on cash reserves.  The Federal Reserve has signaled […]
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The Bitcoin Craze!!

Bitcoin and other cryptocurrencies have been all the rage and have come back into the spotlight after a steep increase in value, edging close to $20k per coin for the […]
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12-1 Trend Update

Market Trend update from Jordan Kaufman, CFA, CFP: Over the last month, and especially over the last few weeks, we have seen increasing shifts in sentiment towards the “reopening trade”.  […]
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November Update

Post-Election Note to Clients, November 2020 I hope everyone is staying healthy as COVID-19 continues to grab headlines both home and abroad.  While this holiday season doesn’t seem to have […]
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Green Ridge Wealth Planning Adds Chief Investment Officer, Jordan Kaufman, CFA, CFP

I am noted for saying the 2 most important components of a strong relationship are communication and transparency.  The heart of that statement is the relationship that I build with […]
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Give Yourself a Tax Advantage

If your income is pie, then the federal government takes a hefty slice each year. A 2020 report from the Tax Foundation found a single average wage earner in the […]
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5 Great Questions to Ask When Interviewing an Advisor


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Debunking Retirement Plans


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Diversification Myths


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Investing DIY Mistakes


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Pros and Cons of Mutual Funds


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Truth About Financial Advisors


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What to Know About Prepping for Retirement


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Do I Need A Financial Planner?


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Financial Planning with Green Ridge Wealth Planning

 
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Your Guide to Financial Planning for Divorced Women

No one can fully understand how you feel while going through a divorce, from the emotional turmoil to the fear of uncertainty—it’s a living nightmare. What is important to remember […]
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What Causes Financial Problems?

Nobody wants financial problems. Unfortunately, however, circumstances out of our control, such as job loss, are what cause financial problems. For many people, this is a serious concern that is […]
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Don't Fall Short on Your Goals


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3 Considerations for Choosing between a ROTH and Traditional IRA

When planning not to run out of money in retirement, there is a lot more to consider than the current year’s tax deduction, which is the most common method for […]
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Elections and The Market

Historically, how does a presidential election fare on the markets?  We have all been told that buy and hold is the long term strategy.  Through different Presidential Elections, the US […]
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July 2019 Newsletter

Welcome to the first GRWP Quarterly Newsletter I hope you are enjoying your summer!  To add more value and color to our communications, I look forward to providing you with […]
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Business Owners and the Value of Their Business

Do you really know the value of your business? It’s OK if the answer is “no.” When it comes to smaller business owners and the value of their business, value is a […]
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Your Guide to Planning for a Divorce Financially

Going through a divorce is unquestionably a stressful and emotional situation. However, planning financially for a divorce helps protect your well-being as you move forward. Preparing for divorce in advance […]
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5 things to keep your money in check – What kind of pandemic spender are you?

This pandemic has changed the social habits of many.  According to Digital Commerce, there has been a 49% increase in online spending from March to April.  USPS and FedEx have […]
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Corona-Diet! Post Pandemic Investment Strategy


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Markets Are Up...What's Next?


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What Legal Docs are Important in a Pandemic and Post Pandemic World?

What do you think is the most important legal document to have in a crisis like the one we are currently in? Bobby Mascia, CFBS, CEO and Founder of Green […]
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Price Gouging Rules in COVID-19

  Damien Conforti, Esq - We had Damien on because he knows his stuff, has a great team, and can speak using every day language, not getting caught up in […]
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Should I use a 529?


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How to Plan Out of The Pandemic

I hope you and your loved ones are well and safe.  As I sit here, self-quarantined and social distancing, I have been reflecting, reading and processing all the things that […]
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Stay Home & Let's Get Through This


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Wall Street Sighs


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It's Not The End, Nor The End Of The Week


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Crazy Markets: Expect The Best


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Financial Planning for Business Owners

Starting a business is one of the most exciting times in your life. It is the realization of a concept to provide a necessary service to people either within your […]
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6 Ways to Value Your Company

I had a prospective client come to me the other day. His question: How much can I get for my company? However, it isn't that simple and a company is […]
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What is Wealth Diversification?

Wealth diversification may sound like a complicated term and practice. Watching TV business programs, financial experts drop these and other terms, making you believe that you’re illiterate when it comes […]
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Your Retirement Approach Free of Tax

Planning for retirement is not like it used to be. Today, people live longer after they retire. As a result, saving for retirement is more critical than ever. The benefit […]
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7 Most Overlooked Things in Divorce

The divorce process sucks!  It can be a whirlwind of emotions with many decisions that have to be made. Separating the emotions with the decision making is typically the hardest. […]
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Q1 2020 Newsletter

Happy New Year!  I hope everyone had a great end of the year and are geared up for a new decade!  Every year I like to reflect on the past […]
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Q4 2019 Newsletter

I hope you’re back in the swing of things and out of that post-summer blues.  There are a few things I would like to address in this newsletter as we […]
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