Trump 2.0: What the Market is Saying and How We're Responding
The 2024 election results are in and now it is time to plan. There has been an obvious divide in our country over Donald Trump becoming the 47th president, and […]
Read ArticleNovember Commentary
The election is over, and that means we might finally stop receiving text messages for political donations! Over the next month, we will have a better idea of what the […]
Read ArticleCorporate Transparency Act: What You Need to Know
Attention Business Owners! The Corporate Transparency Act (CTA) deadline to file an initial report is January 1, 2025. Through conversations with clients, colleagues, and professionals, we have learned that many […]
Read ArticleNavigating Philanthropy: A Guide to Charitable Giving Options
When it comes to philanthropic giving, understanding the different methods and their implications can help you make informed decisions that align with your financial goals and charitable intentions. Below, we’ll […]
Read ArticleNotable Trends Entering Year End: 4th Quarter Commentary
The stock market has performed well so far this year, and with an upcoming election and global uncertainty, people are wondering what will happen next. Many tend to believe that gravity […]
Read ArticleDollar-Cost Averaging: A Disciplined Approach to Investing
If you have extra cash sitting in your investment and bank account, then you probably have asked yourself when is the right time to put the money to work. Is […]
Read ArticleFunding Your Child’s Future: Comparing 529 Plans and UTMAs
As you start a new chapter in life by becoming a parent, you quickly realize that this role brings with it a lot of responsibility. For some, that responsibility includes […]
Read ArticleUnderstanding Tax-Loss Harvesting: How Green Ridge Helps You Save on Taxes
Tax-Loss Harvesting: What is it & how do we use it at Green Ridge? Vanguard wrote a research brief in June of 2020 that attempted to quantify the value a […]
Read ArticleSeptember Commentary
Wow! A lot has changed in a month! At the beginning of August, the stock market (S&P 500) was in the middle of what would become a 10% drop, and […]
Read ArticleFour Retirement Plan Options for Business Owners
Being a successful business owner is an extraordinary accomplishment. As our CEO, Bobby Mascia, likes to say, business owners wear many different hats. At Green Ridge, we like to unburden […]
Read ArticleUnderstanding Your 401(k) Investment Options
Understanding the different categories of 401(k) plan investment options is extremely important and beneficial. Although these investment options might seem less significant compared to individual accounts or those managed by […]
Read ArticleMonthly Commentary: Looking Back at July
The market was clearly taken for a loop this Monday. For our take on that, please click HERE. Here's our take on July. We can’t believe it is already August! […]
Read ArticleJordan Kaufman (CIO) Speaks at NJ Investment Management Intersect Conference
Chief Investment Officer, Jordan Kaufman, CFA, CFP was invited to speak at the New Jersey Investment Management intersect Conference on Thursday, July 18th. Jordan covered the following topics: Asset Allocation: […]
Read ArticleGRWP Reacts to Tumultuous Market
Hi Green Ridge Family! If you saw today's news, you probably noticed a down market with a lot of red. What’s going on? Today's actions, combined with some selling that […]
Read ArticleOptimizing Asset Location for Tax Efficiency
When investing, it's common to think about diversifying within both your overall portfolio and each individual account. While this approach can work, we believe in going a step further and […]
Read ArticleMid-Year Commentary: Navigating the Market
Summer is upon us, and with that comes graduation parties, family vacations, and BBQs with friends. It also marks the year’s midpoint, which is a good time to look around and […]
Read ArticleMaximizing Retirement: The Benefits and Strategies of Roth Conversions
Roth conversions offer a valuable strategy to enhance the diversity of your retirement assets and potentially minimize tax obligations in your retirement years. While not universally applicable, this approach merits […]
Read ArticleGreen Ridge Wealth Planning Recognized Among the Nation’s “Best Workplaces for 2024” by Inc. Magazine
Distinction Awarded to Companies Demonstrating Excellence in Cultivating Exceptional Workplaces and Culture For Immediate Release June 18, 2024 (Montville, NJ) - Green Ridge Wealth Planning (GRWP), a leading financial planning […]
Read ArticleJune Commentary
After a tough April (down 4.2% on the S&P 500), markets had a huge recovery in May. The S&P 500 rose 4.8% in the month. As of the end of […]
Read ArticleFinancial Planning Can Be Overwhelming. Here Are 8 Steps to Get You Started.
Creating a financial plan can feel like an overwhelming task. There is paperwork to gather, future scenarios to consider and decisions to make. As a result, it sometimes gets placed […]
Read ArticleEstate Planning, Elder Law & Market Update Webinar: News You Can Use
If you missed our live webinar, you can catch the entire episode on YouTube. Click on the photo below to be directed. Listen as Constantina Koulosousas, Esq. shares critical information […]
Read ArticleRetirement Withdrawals: How to Plan so they last a Lifetime
How to know what to spend when. Retirement is a significant life transition that often evokes a mix of excitement and apprehension. As individuals approach this milestone, they are faced […]
Read ArticleCharitable Planning Ideas to Consider During Tax Season
With tax season in the rearview mirror some are sighing from relief, and some may be wondering what they could have done differently to lower their taxes. It is never […]
Read ArticleHackers are Becoming Increasingly Sophisticated: Tips for Preventing Fraud
GRWP Family, We have seen and heard about fraud scams getting increasingly complex. Here are a few examples: Bad actors will hack into a wire recipients email and change the […]
Read ArticleLifestyle Creep: 3 Ways to Balance Spending and Fun
“Drinks on Me!” We are mere humans, so when we get a big raise, bonus, or are feeling flush with cash, we want to spend! Some of that desire is […]
Read ArticleQuarterly Commentary
The first quarter of 2024 is behind us, and this year is shaping up to be full of excitement! We already have some great things to report! Our team has […]
Read Article10 Keys to Prepare Your Business for Sale
Your business is more than likely one of your biggest, if not THE biggest, asset you have. The better organized and prepared you are in your business, the higher value […]
Read ArticleNavigating Social Security: A Guide to Maximizing Your Benefits
Social Security can make a big impact on your financial plan. Oftentimes, deciding when to start claiming the benefit can be overwhelming. Clients often ask us the following: Should I […]
Read ArticleFebruary CPI Report: Inflation Remains Annoyingly Stubborn
Breaking News This Morning: February CPI Inflation rate rises to 3.2%, above expectations of 3.1%. Core CPI fell to 3.8%, above expectations of 3.7%. “What is CPI?”, “How does it […]
Read ArticleNJBIZ Awards Bobby Mascia and Jordan Kaufman with 2024 “Leaders in Finance”
February 27, 2024 (Montville, NJ) - Green Ridge Wealth Planning, a leading financial planning and investment management fiduciary, has announced that Bobby Mascia, Founder and CEO and Jordan Kaufman, CIO […]
Read Article2024 Updated Tax Limitations: Top 5 Things to Know
Every year the IRS changes tax limitations to account for inflation and other economic factors. These adjustments ensure that tax-related figures like income brackets, deduction amounts, and contribution limits remain […]
Read ArticleJanuary Commentary
2024 is off to the races with January coming to a close. Our monthly commentary is meant to touch upon the month’s trending news and give our perspective on “what’s […]
Read ArticleWith Heckerling in the Rear-View Mirror, Our Thoughts
First off, what the heck is Heckerling? The Heckerling Institute is the premier estate planning conference for all members of estate planning teams, including attorneys, advisors, CPAs, charitable giving advisors, […]
Read ArticleInflation. Labor Markets. Interest Rates.
The three topics listed above each play a pivotal role in the overall health and stability of our economy and have been hotly discussed over the past few years. With […]
Read ArticleJanuary: Financial Wellness Month
New Years resolutions pass beyond the gyms, weight losses, dry January, forgiveness, and dedications to trying new things. January is Financial Wellness Month, and there are 5 goals you should […]
Read ArticleWhat’s the future of the 401k?
Are employers cutting back on contributions? Will the Secure Act 2.0 help keep it relevant? While it is statistically true that employers are cutting back on their contributions to these […]
Read ArticleThe Corporate Transparency Act: Lighting the Path to Transparency
In this article: What is the Corporate Transparency Act? In an era where transparency is increasingly recognized as a cornerstone of ethical business practices, the federal Corporate Transparency Act emerges […]
Read ArticleSecure Act 2.0 - What you need to know.
As we go into the end of the year, it is important to know what changes lie ahead so that your plan is up to date and the appropriate adjustments […]
Read ArticleSanta Rally?
Last month, our commentary focused on how pessimistic outlooks had missed some of the positives in the economy and market. What followed was a manic rise in the markets in […]
Read ArticleNavigating the Power Struggle: ChatGPT, Sam Altman, and the Ethical Landscape of AI
Introduction: The unfolding power struggle within OpenAI, particularly involving its flagship AI model, ChatGPT, holds profound implications for the trajectory of artificial intelligence (AI) and the delicate balance between technological […]
Read ArticleGreen Ridge Wealth Planning Welcomes Jessica Lascar as Director of Marketing & Communications and Amy Early as Executive Assistant
October 25, 2023 (Montville, NJ) - Green Ridge Wealth Planning, a financial planning and investment management fiduciary, has hired Jessica Lascar as Director of Marketing & Communications and Amy Early as Executive Assistant.
Read ArticleOctober Commentary 2023
Why does it feel like we keep talking about the same stuff? Because the lead news and narrative remain unchanged. Why should we care? Well, because as news and variables […]
Read ArticleRoth IRA Versus Traditional IRA, Which is Right for You?
3 things to consider when deciding between a Roth IRA, Traditional IRA and a Roth Conversion When planning not to run out of money in retirement, there is a lot […]
Read Article2023 Mid-Year Commentary
5 Things to know about the Market at mid-year: Our industry tends to create optimists (bulls) or pessimists (bears). Both are looking for opportunity in one direction or the other. […]
Read ArticleExecutive Assistant
Green Ridge Wealth Planning Montville, NJ Green Ridge Wealth Planning is an independent financial planning and business consulting firm of licensed fiduciaries who work keeping our client’s best interests in […]
Read ArticleApril Commentary
April 2023 Commentary As the second quarter of 2023 gets underway, we thought some commentary highlighting the current state of the market would be helpful. We find it useful to […]
Read ArticleCash Management: How to Make the Most of your Savings in the Current Environment
It is no secret that the stock market has experienced a great deal of volatility since the start of 2022. The declines we have seen in the markets recently have […]
Read ArticleNow Hiring: Staff Accountant
Job Role: We are looking for a detail-oriented Staff Accountant to complete general accounting and financial tasks, including assisting in the development of processes, for the organization. In addition to […]
Read ArticleNOW HIRING: Financial Advisor
Green Ridge Wealth Planning, LLC, a financial planning and investment management firm delivering Wall Street experience, with a Main Street mindset, is seeking an experienced Financial Advisor to join our […]
Read ArticleMarket Commentary 2/23
Wow, what a start to 2023!! After an extremely challenging year, we are seeing a very different type of market as we shed some of the concerns that drove the […]
Read ArticleSeptember Commentary: What are you afraid of?
GRWP Hot Points of Discussion: We have been heavily defensive long enough. It’s time to start looking optimistic and bullish, both in the near-term (next 6 months) and the long-term […]
Read ArticleOur Thoughts on The State of Inflation
What We Know? One of the biggest stories of this year when it comes to the United States economy is inflation This week the Consumer Price Index showed a report […]
Read ArticleInvesting With a Long Term Mindset
We are living in times of uncertainty and everyone from investors to the average person working is experiencing the overwhelming anxiety that comes with it. Since the start of this […]
Read ArticleFear Strikes Wall Street, Should You Be Afraid?
When we are looking at the high points in the market, the word that gets thrown around is "euphoria". Euphoric investors buy too high, hang on thinking there is no […]
Read ArticleWhy Negative Sentiment is Positive
We just wanted to share a quick snippet to further explain some of the market sentiment and some extra insight. Headlines are most often more harsh than reality, so sometimes […]
Read ArticleBiden Budget and Tax Changes Proposed
President Biden released his 2023 budget this Monday, March 28th, which included several significant tax changes. The budget is a proposal and requires the blessing of Congress. To become law […]
Read ArticleForbes Article - Avoid These Five Reasons Investors Fail
Bobby Mascia, CEO and Founder of Green Ridge Wealth Planning, has released his second article as a Forbes Finance Council Member! In his latest article, Bobby reviews the five common […]
Read ArticleMarket Perspective
Our last commentary discussed how the world has put us in a more defensive strategy for the time being to try to mitigate what is going on in the markets, […]
Read ArticlePortfolio Update
I’m sure, by now, everyone is up to speed on what is going on globally, so I am not going to bore you with a in depth geopolitical and economic […]
Read ArticleChief Investment Officer Jordan Kaufman Recognized for His Philanthropy
We are so proud of the philanthropic work our Chief Investment Officer Jordan Kaufman, is involved in within his local community. Jordan is on the board of trustees for West […]
Read ArticleForbes Article - Five Reasons For Advisors To Look Beyond Diversification
Bobby Mascia is not only the CEO and Founder of Green Ridge Wealth Planning - but he is also a Forbes Finance Council Member! Forbes Finance Council is an invitation-only […]
Read ArticleDecember 2021 Market Update
Happy Holidays, and yes, it is December ALREADY! We wish nothing but the best for you all as 2021 winds down to a close. It has been an interesting year […]
Read ArticleClient Letter | 3Q 2021 Recap & 4Q 2021 Outlook
Most often we don’t like to get too data heavy. This year has been something of an anomaly of sorts, but then again, not really. So why an anomaly? Inflation […]
Read ArticleEquity Stock Options: Year End Housekeeping Tips
As end of year approaches, it is a good habit to set up at minimum an annual review of your equity compensation. We encourage stock option and RSU holders to […]
Read ArticleDeveloping a Strategy for Your Employee Stock Options
Making decisions on how to capitalize on employee stock options may be one of the most complex financial challenges you will face. By having a well-designed strategy that incorporates your […]
Read ArticleJob Opening - Investment Analyst
What is Green Ridge Wealth Planning (GRWP)? GRWP is a financial planning and business consulting firm that works with clients to help guide them into making the right financial decisions […]
Read ArticleJob Opening - Executive Assistant
What is Green Ridge Wealth Planning (GRWP)? GRWP is a financial planning and business consulting firm that works with clients to help guide them into making the right financial decisions […]
Read ArticleWhat Investors Need to Know About The Fed Right Now
Let’s start with a quick market update: The market has had a bit of a push and pull with new economy stocks (growth stocks, mostly tech-focused) and old economy stocks […]
Read ArticleGreen Ridge Wealth Planning Announces Expanding Team
Danielle MacRae, MBA Joins as Financial Planning Coordinator Montville, NJ (June 18, 2021) – Green Ridge Wealth Planning, headquartered in Montville, recently announced the addition of Danielle MacRae, MBA as […]
Read Article$250 Billion To Battle China
If you are keeping up to date on our blogs, you know we’re constantly talking about innovation and technology. Well, now Congress is talking about it too, and this means […]
Read ArticleInflation: Should we be worried?
What is inflation and why is it a concern? Inflation is the rise in costs for products and services. Inflation is a concern when prices move up higher than wages, […]
Read ArticleMid-May Update
What makes May interesting is that there are several variables driving the market. We call this current environment a market rotation. It’s a rotation from growth stocks to value stocks. […]
Read ArticleThe Future Just Happened. Did You Miss It?
In the show Stranger Things, they refer to their alternative mirror world as the “upside-down.” Because of how strange it’s been, we have been calling our new, post-covid world, the […]
Read Article“I had no idea my investments were tanking.”
April is financial literacy month. And for us, being financially literate starts with knowing what you have and where you have it. If you don’t know where your accounts are, […]
Read ArticleDifferent Account Types and Taxation
There are a number of different types of accounts, and understanding them all, let alone choosing which one is right for you, can be tricky without the help of a […]
Read ArticleNew Administration, New Taxes
Does your household make over $400k? If you are filing with a household income that exceeds $400k or has a large net worth with intentions of leaving a legacy, we […]
Read ArticleApril Monthly Update: Trade vs. Investment Strategy
Trade vs. Investment Strategy I am at an interesting point in life as a person and an investor. I am old enough to remember pulling over to make a call […]
Read ArticleCan Investing in Innovation Companies be a Hedge?
In the past month or so, we have seen a lot of volatility in growth companies and technology. There are a few main storylines that are carrying a short-term shift […]
Read ArticleMarket Update: March 2021
It is mind blowing to think that we are right around the one year mark before Covid 19 changed our world as we know it. While 12 months seems like […]
Read ArticleBubbles and Overvaluations??
We were all so happy to get out of 2020, we didn't realize that we stepped out of one crazy cab and into a train wreck! Can't we have a […]
Read ArticleInnovation, Tech, 2021 and your Money...even when the power goes out
The innovation fast forward button was pushed during Covid and we are in a position to capitalize....but how?
Read ArticleJoin Us- 2021 And Innovation
Disruption: Capitalize on how a Global Pandemic is leading to Global Innovation Join us for a 30 minute discussion to go over what happened in 2020 and how it has […]
Read ArticleGRWP December Update
2020 Quick Timeline (Excluding the deaths of Kobe & 007, plagues, murder hornets, politics, locusts, and wildfires) S&P continues upward pace in Jan and Feb Covid becomes a global pandemic […]
Read ArticleWhy cash doesn't work anymore!
For Property Managers, Real Estate Investors, Collateralized Loans, Non-Profits, Foundations, ESOP's, Corporate Cash Reserves. Gone are the days of fair interest rates on cash reserves. The Federal Reserve has signaled […]
Read ArticleThe Bitcoin Craze!!
Bitcoin and other cryptocurrencies have been all the rage and have come back into the spotlight after a steep increase in value, edging close to $20k per coin for the […]
Read Article12-1 Trend Update
Market Trend update from Jordan Kaufman, CFA, CFP: Over the last month, and especially over the last few weeks, we have seen increasing shifts in sentiment towards the “reopening trade”. […]
Read ArticleNovember Update
Post-Election Note to Clients, November 2020 I hope everyone is staying healthy as COVID-19 continues to grab headlines both home and abroad. While this holiday season doesn’t seem to have […]
Read ArticleGreen Ridge Wealth Planning Adds Chief Investment Officer, Jordan Kaufman, CFA, CFP
I am noted for saying the 2 most important components of a strong relationship are communication and transparency. The heart of that statement is the relationship that I build with […]
Read ArticleGive Yourself a Tax Advantage
If your income is pie, then the federal government takes a hefty slice each year. A 2020 report from the Tax Foundation found a single average wage earner in the […]
Read Article5 Great Questions to Ask When Interviewing an Advisor
Read ArticleDebunking Retirement Plans
Read ArticleDiversification Myths
Read ArticleInvesting DIY Mistakes
Read ArticlePros and Cons of Mutual Funds
Read ArticleTruth About Financial Advisors
Read ArticleWhat to Know About Prepping for Retirement
Read ArticleDo I Need A Financial Planner?
Read ArticleFinancial Planning with Green Ridge Wealth Planning
Read ArticleYour Guide to Financial Planning for Divorced Women
No one can fully understand how you feel while going through a divorce, from the emotional turmoil to the fear of uncertainty—it’s a living nightmare. What is important to remember […]
Read ArticleWhat Causes Financial Problems?
Nobody wants financial problems. Unfortunately, however, circumstances out of our control, such as job loss, are what cause financial problems. For many people, this is a serious concern that is […]
Read ArticleDon't Fall Short on Your Goals
Read Article3 Considerations for Choosing between a ROTH and Traditional IRA
When planning not to run out of money in retirement, there is a lot more to consider than the current year’s tax deduction, which is the most common method for […]
Read ArticleElections and The Market
Historically, how does a presidential election fare on the markets? We have all been told that buy and hold is the long term strategy. Through different Presidential Elections, the US […]
Read ArticleJuly 2019 Newsletter
Welcome to the first GRWP Quarterly Newsletter I hope you are enjoying your summer! To add more value and color to our communications, I look forward to providing you with […]
Read ArticleBusiness Owners and the Value of Their Business
Do you really know the value of your business? It’s OK if the answer is “no.” When it comes to smaller business owners and the value of their business, value is a […]
Read ArticleYour Guide to Planning for a Divorce Financially
Going through a divorce is unquestionably a stressful and emotional situation. However, planning financially for a divorce helps protect your well-being as you move forward. Preparing for divorce in advance […]
Read Article5 things to keep your money in check – What kind of pandemic spender are you?
This pandemic has changed the social habits of many. According to Digital Commerce, there has been a 49% increase in online spending from March to April. USPS and FedEx have […]
Read ArticleCorona-Diet! Post Pandemic Investment Strategy
Read ArticleMarkets Are Up...What's Next?
Read ArticleWhat Legal Docs are Important in a Pandemic and Post Pandemic World?
What do you think is the most important legal document to have in a crisis like the one we are currently in? Bobby Mascia, CFBS, CEO and Founder of Green […]
Read ArticlePrice Gouging Rules in COVID-19
Damien Conforti, Esq - We had Damien on because he knows his stuff, has a great team, and can speak using every day language, not getting caught up in […]
Read ArticleShould I use a 529?
Read ArticleHow to Plan Out of The Pandemic
I hope you and your loved ones are well and safe. As I sit here, self-quarantined and social distancing, I have been reflecting, reading and processing all the things that […]
Read ArticleStay Home & Let's Get Through This
Read ArticleWall Street Sighs
Read ArticleIt's Not The End, Nor The End Of The Week
Read ArticleCrazy Markets: Expect The Best
Read ArticleFinancial Planning for Business Owners
Starting a business is one of the most exciting times in your life. It is the realization of a concept to provide a necessary service to people either within your […]
Read Article6 Ways to Value Your Company
I had a prospective client come to me the other day. His question: How much can I get for my company? However, it isn't that simple and a company is […]
Read ArticleWhat is Wealth Diversification?
Wealth diversification may sound like a complicated term and practice. Watching TV business programs, financial experts drop these and other terms, making you believe that you’re illiterate when it comes […]
Read ArticleYour Retirement Approach Free of Tax
Planning for retirement is not like it used to be. Today, people live longer after they retire. As a result, saving for retirement is more critical than ever. The benefit […]
Read Article7 Most Overlooked Things in Divorce
The divorce process sucks! It can be a whirlwind of emotions with many decisions that have to be made. Separating the emotions with the decision making is typically the hardest. […]
Read ArticleQ1 2020 Newsletter
Happy New Year! I hope everyone had a great end of the year and are geared up for a new decade! Every year I like to reflect on the past […]
Read ArticleQ4 2019 Newsletter
I hope you’re back in the swing of things and out of that post-summer blues. There are a few things I would like to address in this newsletter as we […]
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